• What is a Personal Loan?

    A personal loan is a fixed term loan that can be used for many purposes ranging from vehicle repairs to home improvements. A Personal Loan from one of www.bad-credit-personal-loans.com's participating lenders can get you the money you need when you need it most! Simply fill out the registration, a process that takes just a few short minutes. If you meet the minimum requirements, your information will be posted over to a network of investors. You will have the opportunity to let the investors know why you would be a great candidate for a personal loan. Once selected, you will be presented loan documents which include terms of the loan. You could have approval for a loan between $1,000.00 and $5,000.00 with money on its way to the bank account you chose. It's that easy! And with low APR and terms of 1,3 or 5 years it's a great way to borrow for those home improvement projects or whatever purpose you might need it for!

  • What are the fees?

    There are no fees for our service. The lender is required by federal law to provide you with all the terms of the loan before you agree to accept the loan. If you accept the terms, the cash will be deposited directly into the bank account you chose. If you do not accept the terms and decline the loan, you will not be penalized.

  • Can I qualify for a personal loan?

    While individual lender requirements may vary, the basic requirements for a Personal Loan are:

    • Being at least 18 years of age
    • U.S. Citizen
    • Preferably a steady job or other source of regular income, such as Self-Employed, SSI, Disability, Pension
    • A bank account preferably with Direct Deposit
    • Seeking small-sized loans up to a max of $5,000
    • We can work with most credit types.

    If you meet this criteria, you are likely to find a lender who can provide you with a Personal Loan you're looking for! Bad Credit? No Credit? Bankruptcy?

  • How much money can I obtain from a Personal Loan?

    You can borrow small-sized loans to a maximum amount of up to $5,000!

  • How do you protect my information?

    Your privacy and security are of the utmost importance to www.bad-credit-personal-loans.com! Our site offers encryption technology that allows you to use www.bad-credit-personal-loans.com with confidence. See our privacy policy for further details about our security.

  • What happens if I am late on a payment or need to skip a payment?

    Most lenders apply a late fee for missing the loan payment deadline or asking to skip a payment. The type of fee is provided by the lender before you are asked to digitally sign a loan agreement. Please read these carefully before accepting the terms of the loan. Additional fees may apply so please read the terms of the loan prior to acceptance.

  • How and when do I repay the loan?

    Most lenders have the agreed upon amount deducted directly from your account by the lender with whom you have an agreement on the date and time specified in your loan agreement.

  • What is the APR?

    The FEES and APR INTEREST RATES you will be charged for the loan are provided to you in a written document by the lender after acceptance of your application and before you are requested to digitally sign a loan agreement. If you are accepted by one of our Participating lenders, the APR and FEES will be provided to you in a written document that you should review carefully before you are asked to sign any loan agreement. If our Participating Lender does not extend an application and loan to you, there is no cost to you at all.

  • Can I use the loan for...?

    You Can Use Your Loan for Almost Any Purpose
    You're free to use the cash from your personal loan in a wide variety of ways to enhance your life or business, such as:

    Debt Consolidation Loans - Free yourself from credit card debt
    Home Improvement Loans - Remodel your kitchen or bathroom
    Personal Loans for Business Use - Grow or start your small business
    Auto & Vehicle Loans - Get a new or used car, truck or motorcycle
    Short Term & Bridge Loans - With no prepayment penalties
    Green Loans - Financing for environmentally friendly projects.

  • Do I have to have a job? (I collect Federal Benefits)

    Our lenders will consider: Employed, Self-Employed, Social Security Income (SSI), Disability Income, and Pension Income.